Debt Round Up

If you normally book a hotel reservation every time you travel, you might try these alternatives to stretch your dollar a little further. If you tire of the typical hotel life where every room looks identical and the sound of a slamming door in the hallway wakes you up each time you fall asleep, you might like booking a private place with Airbnb. A second way that just rolled out in the spring of 2017 is Ebates Hotels which is their version of a third-party booking portal that you to receive a higher cash back rate than if you were to book directly through the hotel with Ebates. This suggestion isn’t technically an app, but, hotel credit cards can be an easy way to save money on lodging.

If you think free online bill pay is the best thing since sliced bread for saving money, many nifty apps that offer the same services for free that you currently pay for. In addition to getting your free credit score, Credit Sesame also offers these free amenities: With rock-bottom interest rates, your monthly bank fees might be more than your interest earnings. Since you might pay between $4.95 and $7 per trade, you can save a small fortune and not cringe each time you only invest $100 at a time. Your Prime membership also gets you free streaming access for the following media options: If you can find the content for free on Amazon that you currently pay to watch or listen too, your Prime membership can easily pay for itself.

Many SavingStar offers only require you to buy a single item to receive cash back, but some offers only issue credit when you purchase multiple items. You probably don’t associate Swagbucks with being a grocery app, but you can get 10 cents back for every in-store coupon you redeem plus the coupon’s discount amount. If you prefer to pay with debit or don’t think you can responsibly manage credit, DebX is another free service that lets you earn cash back on every purchase while having the peace of mind that your debit card offers. In addition to getting cash back on every purchase through grocery apps and purchase rewards, you need to keep these other tips in mind:Only buy items on your listUse your supermarket’s store loyalty card for automatic savingsBuy fresh ingredients and make meals from scratch instead of premade itemsBuying groceries is an easy place to reduce your spending as many of us don’t pinch pennies as much as we should.

You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt