You’re likely to find that you’re spending money on stuff you don’t really need.
When you run out of money, you might turn to credit cards to pay bills and cover living expenses until you get paid again.
A budget can help you get out of debt and stay out of debt
Getting out of debt requires focus, discipline and paying more than the minimum on your debt payments each month.
Budgeting helps you set goals, prioritize your spending, track your results, and see when you need to make changes in order to achieve the goals and create the financial future you want.