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An educational, insightful, info newsletter for people interested in personal finance, investing, advisory, stock market and other related topics.

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  • Business and Finance
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  • Personal Finance
  • Financial Planning
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Highlights
3 Good Reasons Why Filipinos Should Invest in a Second Passport

Why suffer the restrictions placed on your country of birth when you can acquire a second citizenship and passport that provides you with opportunities that your citizenship of birth does not? Compare that to neighbouring Singapore with visa-free travel access to 190 countries (pretty much every country in the world) and you can see that there is a huge gap in terms of global mobility. Acquiring citizenship in a new country can provide investors with a wide array of benefits such as access to high quality healthcare and education, increased international banking and business opportunities, along with diversification of one's investment portfolio. Upon acquiring citizenship, which can be achieved in as little as 3 months, investors and their families receive a passport that provides visa-free travel to 142 countries in a nation with no foreign-sourced income, capital gains, gift, wealth or inheritance tax.

Crisis Investing: What we've learned from past financial crises that will help us survive COVID-19

A crisis becomes apparent when the stock market crumbles—because it is likely to hit businesses and negatively affect the economy. Resolved by the passage of new tax laws, the economy was revitalized, only to suffer again in 2008 due to the Global Financial Crisis (GFC) that brought down the global economy. A crisis becomes apparent when the stock market crumbles—because it is likely to hit businesses and negatively affect the economy. This is when most people wonder why the crisis is still present and lingering, but the stock market starts to rise in the middle of it.

Global Investing and Trading Online

You just look up the stock of the company you want to buy, click on the buy button in the online interface, and the stock is yours provided that you have money in the account to cover the purchase. The founder of Vanguard Funds, John Bogle, argues that the high fees that many major funds charge investors are a major ripoff. Bogle started his company on the premise that attempting to follow the major indexes on a regular basis with low fees would provide better returns to investors than funds that charged higher fees in an attempt to beat the market. Money to handle bills and emergencies is a major source of freedom, and online stock trading is a great way to build up a great deal of money over time.

Putting Time Into Your Investment

By putting time into investments means allowing the investment to grow in order for the compounding effect of money and dramatic growth to take effect. Anne who started at 30 years old investing P20,000 per year will have a total investment value of P8,633,270.00 by the time she becomes 65 years old. The critical component of the equation that makes up the difference between Anne and Belle’s retirement fund is the time horizon of their investment. Anne has only 35 years to build her fund while Belle had 43 years.

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