The College Investor

Its Premium service has already done much of the necessary analysis for stocks, ETFs, and funds. Promo Offer: Right now, we're able to offer our readers the following discounts on Morningstar Premium: $30 off a one-year subscription, $70 off a 2-year subscription, and $100 off a 3-year subscription. Some of those other features include: Morningstar’s portfolio analysis tool is called X-Ray. And by signing up for your free trial with our site's link, you'll qualify for the promo offer on 1-to-3-year memberships of $30 to $100 off .

However, some apps require users to pay a fee for “instant” transfers to accounts while requiring non-paying customers to wait two (or more) business days to receive their cash. Once the receiver gets the money, they can transfer it back to their bank account (which takes 1-3 days).If the money is needed right away, they can spend from their PayPal account or do an Instant Transfer (which takes up to 30 minutes) back to the bank account. If you use a credit or debit card to transfer money (instead of your bank account), you have to pay $.30 plus 2.9% of the amount transferred. Your contact doesn’t need a Google Pay account to receive money from you, but they will need to connect a bank account or debit card to claim the money.

If you're currently enrolled in a post-secondary program, you may have a much easier time qualifying for a college card than you would for a standard unsecured card after you graduate. And, like the other cards on this list, the Wells Fargo Cash Back College Card doesn't charge an annual fee. As it does with the Journey Student Credit Card, Capital One says that it automatically reviews Secured Mastercard accounts for a credit limit increase as early as 6 months after card approval. The first credit card for students usually isn't as exciting as some of the most popular travel cards or mainstream cash back cards.

It normally comes with a $9.99 maintenance fee but OnJuno is offering it free for 6 months to customers who set up a monthly Direct Deposit of at least $500. It has the following features: Those who sign up for the free 6 months of Metal Checking will be switched to the Basic Checking plan unless they opt into Metal Checking. But if you want to keep using a physical debit card, you'll need to bump back up to the $9.99/month Metal Checking plan. If the cost/rewards ratio is underwhelming, you may want to move to a lower-cost online bank after your Metal Checking trial period ends.