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The goal of retirement is to step away from the sometimes stressful world of full-time work, but a part-time job can provide a less intense option to bring in some income. If you prefer not to leave home, there are tons of work-from-home options that enable you to earn a living remotely. The strategy should be to invest for income, so your investments provide you with additional money to live on for years to come. This could also look like creating a money-generating blog, renting out your car, or offering up a spare bedroom in your home.

For instance, if you only use 25% of your phone for Uber or Lyft and your annual cost is $1,000, you are entitled to a $250 deduction at tax time. Consider this, if you have a small office at home specifically designed for your business, you may want to consider a home office deduction. This deduction allows small business owners to take a deduction for expenses associated with the business use of their home. If the home office is approximately ten (10%) percent of your total home square footage, then the taxpayer can take ten (10%) percent of your rents, mortgage interest, taxes, utilities, insurance, repairs and maintenance and other expenses.

College can be an exciting time, but paying off student loans isn’t nearly as fun. Unless you pay it back or you’re one of a rare few who receives student loan forgiveness, student loan debt can cause negative repercussions in other areas of your life

Have you ever waited until the wee hours of the morning to study for an exam at the very last minute? Or you didn’t make a dentist appointment until you found out you had a cavity? We can all be guilty of procrastinating. It’s easy to save something for tomorrow