Penny Pinchin Mom

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Ideas to improve your own life, help your family, save money and control your finances.

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Highlights
More than 20 Creative Money Gift Ideas

But if you’re at all like me, you don’t always like to just slide cash into a card and sign your name. Some of the pictures specifically show a graduation money gift idea, but with a few changes of the wording or colors, you could use them for Christmas, birthdays, anniversaries, Mother’s Day or Father’s Giving someone cash for Christmas can feel impersonal … but with these DIY gift ideas, you can still create a thoughtful gift that lets the recipient know just how much you were thinking of them. A creative money gift idea for Christmas, graduation or a birthday is an empty chocolate box – filled with cash!

How to Set a Budget for Holiday Food

You have your regular grocery budget, but if you plan to do any baking, prepping special food or meal hosting this holiday season, you’ll often find yourself spending more than you had planned. If you find your holiday budget doesn’t work with the additional food costs (or number of guests), you’ll need to shift your spending or change what you plan to serve. n’t wait until the last minute to figure out what to make, or you’ll find yourself impulse buying what’s in front of you at the grocery store — Shop the sales and discounts, and use coupons Starting in mid-November, grocery stores offer some of their best prices of the year on baking ingredients and other items you need to do your holiday cooking.

How to Donate to Charity for Christmas

Here, I share some ideas about how to donate to charity for Christmas — including 4 ways my own family tries to share the Christmas spirit. the Angel Tree / Family Giving Tree We also have angel trees as part of the Christmas decor in our church. Rather than giving someone a physical gift, tell them you’d like to make a charitable donation in their name to their favorite nonprofit organization. You Can Spread Christmas Cheer With a Charity Donation Try some Christmas charity this year.

Traditional Christmas Cards vs. Digital: Which Should You Send This Year?

Digital holiday cards are a quick and easy way to send holiday wishes Yes, a digital card will also have a carbon footprint, but it is much less than the paper card. Write a quick message in each, and you’ve got a card ready to send the people on your list. If you haven’t heard or spoken to people in more than five years, it may time to cut them from your Christmas card list.

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