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Different packages are available depending on the levels of monitoring, features, and services you choose to allow you to have control over your monthly fees. They include features like regular security patrols and live monitoring that can include additional monthly fees. For instance, higher discounts are for systems that monitor intrusion and those that can detect water damage, smoke, or fire. Apart from monitoring your home and keeping thieves at bay, modern home security systems can also protect you against fire as they are designed to detect smoke.

One Atlanta mortgage broker shared that, given the current situation with supply and demand for the Atlanta area, it wouldn’t be a surprise to see a 5 to 8% rise in the median home prices this year. Overall, this looks like it will be a good year for buying a home in the Atlanta area, given the inventory rise experienced during 2018. However, that started to shift in 2018 and Atlanta went from having a 2.5 month supply to a 4.5 month supply by December of last year. Atlanta mortgage lenders have seen a number of price reductions for 2019, and these slowing sales are what have motivated sellers to be more flexible when listing their prices and when negotiating with buyers.

In the simplest terms, your smart components — lights or door locks, for example — receive commands from a smartphone app or another central data hub, process those commands, and take appropriate action. If you have a smart garage door opener, for instance, you can use your smartphone to check whether your teenager remembered to close the garage door when he left for school. Everyone’s home security needs are different, so your best bet is to opt for a system that is highly customizable and flexible, should you choose to add components in the future. You’ll find a wide range of options on the market, from keyless entry locksets that require a code to unlock to locks that respond to commands via a smartphone app.

So, to help you get started, your local mortgage lender with MiLend has listed 5 useful questions that every first-time buyer should know before they begin the process of becoming a homeowner. There are also government-backed loans, such as an FHA loan, that has a minimum credit score requirement which are generally much lower than a conventional mortgage loan requires and is perfect for those who have a low credit score and a low income. Also, most real estate agents refuse to work with buyers who have not been pre-approved, so if you wish to work with a professional and have more access to real estate listings, then getting pre-approved might be your best option. If you would like to receive more information on the top 5 questions to ask your Atlanta mortgage lender or if you are looking to begin your home loan application, please contact the MiLend team at 855-645-3631.