Finance FTW

Performance in the US market: FIRE bloggers love to cite historical performance of the S&P 500 index over the past century: 10% average annual return rate since inception, or 8% in average annual return in 1957 through 2018. Maybe you don’t want to join the FIRE movement, maybe you just hate your job FIRE movement bloggers are hated for being pretentious and self-congratulatory This statement doesn’t apply to every FIRE blogger of course, but there are enough pretentious FIRE bloggers out there to make this a popular stereotype. However, why don’t they talk about the days they are down $1,000, $2,000, $3,000?

Just park some of your cash in the accounts for the required duration (typically 3 months to 6 months), and wait for your bonus to roll in. They require you to open a new account, deposit $2,000, and keep those $2,000 in there for at least 3 months. Now your annualized return for that period looks like this: (12 / 6) x $100 / $2,000 = 10%. On Google Opinion Rewards, I made just $2 for ~8 surveys, spanning ~2-3 months, each survey taking no more than 1-2 minutes.

With that in mind, let’s look at 8 cheap ideas for a first date to win you a second date. It’s important to pick a location that’s classy. It’s tempting to go for dates like this because it’s super low cost and easy to ditch if the date goes poorly. If there’s a national park around you, then it’s better to save that for later so you can properly explore together.

I have the $14 / month plan, with unlimited calling and text, plus 2 GB LTE data. After you use up the 2GB (or however much you buy) of LTE data, you’ll get unlimited 2G data. I’ve never used up the 2GB LTE data each month, so not sure how slow the 2G is. Compared to the speed of Ting’s LTE data, I think both Tello and Ting are comparable.