If you’re renting a car, make sure that you have enough car insurance coverage, and you can check with your credit card companies to see if they have secondary insurance.
Additionally, if you’re in an accident in your own car or even a rental car, you need to contact your insurance company.
Your insurance policy might be your primary coverage, so you’ll have to let the company know what happened to start establishing a claim.
Secondary coverage might pay for any fees or charges not covered by your primary insurance, like deductible reimbursement.