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Nationwide offers its policyholders coverage in the four common areas, including personal property, liability, medical payments to others, and loss of use coverage. For more comprehensive coverage, Nationwide lets you further customize your renters insurance policy with the following additional coverage options: If you buy a renters insurance policy in South Carolina, you’ll receive the following coverage: • Personal property—Personal property coverage pays for your belongings that are damaged due to a covered event. Because policies have caps on the dollar amount each coverage provides, make sure the policy you select provides enough personal property and liability coverage.

A homeowners insurance policy can protect your home and belongings from the harsh Ohio winters that can cause water damage from frozen pipes and structural damage from the weight of frozen precipitation. The average cost for homeowners insurance is around $101 per month, and Liberty Mutual can provide policies within that range thanks to its 10 discounts that decrease the cost of a monthly premium. In 2017, the average homeowners insurance policy in Ohio cost $862 per year or about $72 per month, according to the Insurance Information Institute. Liberty Mutual and Allstate are two companies that offer a variety of discounts, including ones for bundling home and auto insurance, being claims-free, and having safety features in your home.

While the company caps personal property coverage at about 79% of dwelling coverage, you can customize endorsement coverage for jewelry, fine art, cameras, and musical instruments. Travelers’ home insurance policies are some of the most affordable in the industry and stay cheap because of five discounts: bundling home and auto insurance, being a new home buyer, being claims-free, having home safety devices, and having a “green home. To receive enough dwelling coverage to cover the entire cost of rebuilding your home, get a rebuilding estimate from an insurance company or a local appraiser. The size of your home will impact the rebuilding cost, which will affect how much dwelling, other structures, personal property, and loss of use coverage you receive.

Starting with the 1x12 board at its full 6-foot height, measure and miter the 1x2 frame pieces on edge so that they wrap around the corners of the board. * Lastly, coat the 1 x 2 frame pieces with stain followed by a protective coat of polyurethane. Place the coordinating frame piece centered on the thickness of the 1 x 12 board so that it overhangs its face equally on each side. * Nail through the frame and into the edge of the board with 1 ¼-inch nails to secure the board in place.