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They are pros at picking the best products out on the market in a particular area (i.e., photography, health & wellness, home management, etc.) and making a cohesive product so that everyday people (just like you & me) can learn all about Not only do you get to pick the super-specific topic, but you get to browse through the different creators, seeing and trying out who you like best! I felt great; I felt smart, and I felt like learning this stuff wasn’t beyond me. The Ultimate Bundles team has created an amazing product, and the Master Your Money Super Bundle is jam-packed full of information, tips, and heart on how you, a regular everyday person, can finally Master your money!
You’ll want to look at a variety of planners, so you know what’s available and the features that appeal to you. The Life & Apples Budget Planner doesn’t have as many reviews as bigger companies, but I don’t want you to look past it just on that. I get it, budgeting isn’t for everyone, and it’s traditionally considered not a lot of fun. And I think that is what most of us don’t like about the stereotypical budgeting process; it’s not fun, it’s not motivating.
Last year’s holiday credit card bill left you with hives, and you promised yourself that this next year would be different! So if you’re ready, let’s dive into how to stop overspending at Christmas! Check out How to Start a Christmas Savings Plan and How to Plan the Perfect Christmas Budget! But honestly, think about how you’ll feel come January when you don’t have that big fat credit card bill that’s knocking out your wallet like it
As a budgeting beginner, you may want to try a few different budgeting methods and see what you find to be the best. With this method, you would ideally take your total bill amount for the entire month and have 1/2 of them (by dollar amount, not by the number of bills) due at the beginning of the month and then half at the end of the month. This way, you always have money left over from paying bills, and you never have too much month left and not enough money. If you’re brand new to budgeting and don’t have an immediate need (aka bank collectors are at your door), then try the 50/30/20.