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American Family is known for offering insurance coverage for cars and other vehicles, including motorcycles, ATVs, RVs, snowmobiles and even boats, but the company offers property, life and flood insurance policies, too. In the sections below, learn more about American Family Insurance, including its coverage options and discounts, as well as how the company compares against other major auto insurers and where it's lacking. American Family offers many types of insurance options, including property, health, and umbrella policies, as well as discounts for bundling policies, so the company got the highest score possible in this category. In order to provide fair, helpful reviews of insurance companies such as American Family that can lead consumers to the best insurance coverage for their needs, WalletHub rates each insurance company in seven major categories: Cost, Insurance Types, Customer Service & Reviews, Discounts, Claims, Financial Stability and Transparency.

A conviction for driving under the influence (DUI) will make it harder to get car insurance and will increase premiums by 30% to 370%, depending on the state and insurance company. The best car insurance companies after a DUI are State Farm, Allstate, Progressive and Geico because they do not increase premiums as much as other insurers. This study compared insurance pricing from the five largest insurers for a middle-aged male driver with a full set of coverage on a 7-year-old family sedan – before and after adding in a high-risk driving issue like a DUI. Non-owner car insurance will satisfy your state’s liability insurance requirement so that you can get your driver’s license reinstated.

Gap insurance is car insurance coverage that pays for the “gap” between what a car is worth and what the driver owes on their auto loan or lease if the car is totaled or stolen. Gap insurance costs between $400 and $700 when purchased from a dealership and between $20 and $40 per year when added to a car insurance policy. That’s important because the more time it takes to pay off a loan, the longer it takes for loan payments to catch up with the car’s depreciating value. Through a “collateral exchange,” you may be able to roll the balance of your old loan into a new auto loan or lease when you buy a replacement car.

Given USAA’s extensive list of insurance options, as well as its generous discounts for bundling multiple policies, the company scores well in this category. USAA scores well when it comes to the types of insurance options and discounts available to customers, but there’s room for improvement in the customer service and claims processing departments. Now that you’re familiar with USAA’s scores in each of our review categories, let’s see how the company compares to top competitors in a handful of key areas. In order to provide fair, helpful reviews of insurance companies such as USAA that can lead consumers to the best insurance coverage for their needs, WalletHub rates each insurance company in seven major categories: Cost, Insurance Types, Customer Service & Reviews, Discounts, Claims, Financial Stability and Transparency.