frugal-millennial.com
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I'm Jen and I'm passionate about helping millennials to lead healthier lives - financially, physically, and mentally.
The opportunity to go to Hawaii (Kauai and The Big Island) in college. How I’ve been able to question deeply held beliefs that I’ve had a for a long time and change my opinions on some things. The Research Assistant job I had in grad school, for showing me that it’s possible to make more money than I had ever imagined (at the time). The times when I feel like my anxiety is so big because it’s a reminder that God is bigger.
* Closing costs (2% – 5% of the purchase price of the home, typically split between buyer and seller) * Home inspection fee ($200 – $400 or more, depending on the size of the home) While closing costs are often split between the buyer and the seller, offering to pay the full closing costs can make your offer more appealing to a seller. If you can’t afford to do anything else to make your offer appealing (offering more than the asking price, doing a down payment of 20%, or making an all-cash offer, for example), paying the full closing costs might be the one thing that sets your offer apart from the dozen others. Let’s say you offer to pay $200,000 for a $190,000 home and your offer is accepted.
In reality, most of us want to control our circumstances because we believe that our circumstances create our feelings and we want to feel happy. When we’re upset after someone behaves a certain way, we want to get them to change their behavior so we can feel better. We want to control how other people behave because we blame them for our feelings instead of taking responsibility for how we feel. If we can truly accept this – and accept other circumstances in our lives that we have no control over – we can feel much happier and at peace.
The average annual home maintenance bill can be alarmingly high Of all household expenses, home maintenance is among the sneakiest. According to Statista, the average American homeowner spends 168 USD per month on home maintenance. Home maintenance costs can put you in a precarious financial position Even if you don’t live in a 100-year-old Tudor, your newly-bought home can have more than its share of issues. According to this model, you can expect only to pay an average of 80 USD per year to maintain a one-year-old home.