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When the Windows 10 October 2020 Update is ready for your device, it will be available to download from the Windows Update page in Settings.
(To check whether you’re already running the October 2020 Update, select View update history on the Windows Update settings page.)
Also note the following:If you want to install the update now, select Start > Settings > Update & Security > Windows Update , and then select Check for updates.
If you run into problems updating your device, including problems with previous major updates, see common fixes at Troubleshoot problems updating Windows 10, or use Fix Windows update issues to step you through the troubleshooting process.