Abacus Wealth Partners

The $5 difference of the price at exercise ($10 minus the strike price of $5) is the spread and is taxed as ordinary income. The difference between the price at exercise ($10) and the strike price ($5) will be included in the AMT calculation, which means exercising your options may lead to owing AMT. The entire difference ($10 between the sale price of $15 and the strike price of $5) would be taxed at the more favorable capital gain tax rate. The entire difference ($10 between the sale price of $15 and the strike price of $5) would be taxed at ordinary income tax rates.

Women tend to shy away from equities due to the volatility attached to those securities, but it’s all about striking the right balance and building a portfolio allocated for your risk, investment goals, time horizon, and personal circumstances. Their portfolios are suitably allocated to their risk tolerance and capacity, they tend to trade less frequently, and they view investing as a long-term vehicle. Where men tend to zero-in on returns and performance, women tend to think about how their investments are tied to their goals and values. It’s time to celebrate the many ways women approach investing and help them build portfolios that achieves their goals and find financial fulfillment.

The asset owner’s and advisor’s most impactful potential contribution is to allocate more capital to BIPOC managers, communities, entrepreneurs, and stakeholders, and Abacus is pleased to announce its participation in the Due Diligence 2.0 Commitment (DD 2.0). In early 2020, Abacus CEO Brent Kessel was talking with Rachel Robasciotti (at the time of Robasciotti & Philipson, who has recently merged with Abacus) about Rachel’s social justice public stock investment strategy. With key input from several dozen diverse managers who read initial drafts of the commitment, the Abacus Investment Committee ultimately agreed to reform their traditional due diligence questionnaire (“DDQ 2.0”). Besides signing the commitment, Abacus also recommends talking to diverse managers, asking them about their best experiences with Investment Committees or with allocators.

Using five categories (community, customers, environment, workers, governance) and 200 questions, the assessment helps a company see where it’s making an impact and where it can improve on its social and environmental factors. These include: Diversity, Equity & Inclusion infusion across all of our divisions These values naturally help align our company’s values with client values, fostering a common purpose and humanity that is often overlooked in finance. For example, Abacus is a leader in the B Corp ecosystem (and the wider financial services ecosystem) for our low carbon footprint, along with the percentage of our assets held in environmental, social, and governance-friendly screened investments. In the coming years, Abacus will continue to strive towards mindful impact — as a financial planning firm, an employer, a voice in the financial industry, and as a business in our local, national, and global community.