livingrichlyonabudget.com

We’re all looking for smart money saving tips without resorting to being an extreme cheapskate who dumpster dives for food. We want to do more with less and live within our means without having to borrow money

You run out of money and don’t have enough to pay the bills, even though you know you make enough money. Don’t forget to track those bills that come once or a few times a year, like your Amazon Prime subscription, car insurance, car registration, taxes, etc. 5. It’s important to display the bill pay checklist where you can see it regularly so you can stay on top of bill paying and avoid late fees! If you can’t communicate about money, it’s hard to move towards one direction to meet financial goals.

You hear about budgets being so restrictive that you can’t buy new clothes or eat out or live your life! A budget without a goal isn’t going to last or be sustainable because you won’t know what your focus is. Once you set your goals, like to pay off debt, save up for a house, or set up college savings for the kids, then you’ll know your reason for sticking to your budget. A lot of budgets are missing this, like what brings you joy doesn’t matter, like YOU don’t matter.

Valentine’s Day is almost here! If you don’t have time to buy Valentine’s Day cards, what’s the next best thing? Free printable Valentine’s Day cards! I did some searching and found some stylish yet totally free Valentine’s Day cards that you can print at home. I still can’t believe these 10 supercute cards are free! There’s something for boys and girls or guys and gals