CrossCountry Mortgage
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CrossCountry Mortgage, Inc. offers a variety of home purchase loans and refinance options for your unique needs.
Silence is Scary: Why Communication is Necessary During the Mortgage Process Communication That’s why we put communication first throughout the entire loan process, especially at these four important stages. If you’re missing a document or we need further clarification on anything, this is when your loan officer absolutely needs to communicate with you. At CrossCountry Mortgage, our loan officers are committed to providing the advice you deserve and the most thorough communication possible throughout your mortgage experience.
Seeing potential in properties that need renovations can be very rewarding and sometimes cheaper than building a home from the ground up or buying a home that’s ready to move in. Make sure you have enough in your savings or earn enough to pay back your mortgage in addition to any renovation projects you need to make on your home. For those who need more coverage for their fixer-upper, a Fannie Mae HomeStyle Renovation Loan could be the way to go. Get in touch with your local CrossCountry Mortgage loan officer today to find out which renovation loan is right for you!
It’s the last step in the journey to finally owning your new home, the day when you sign your final papers, receive your keys, get ready to move in and start making it yours. That’s why it’s imperative that you are fully prepared and aren’t hesitant to ask questions so you can fully enjoy the final part of the process. But in general, the people you can expect to see at the closing — aside from yourself, the seller your respective real estate agents and your loan officer — are a representative from the title company and the closing agent. Any documents that have yet to be received by the mortgage or title company (touch base with your lender and real estate agent about this prior to closing
Equity can play a powerful role in changing the length of your mortgage from 30 years to 15 years, a move that can be timed to coincide with your retirement or other life factors. Refinancing can reduce your monthly payment initially, but that doesn’t always mean it will save you money in the long run, as total finance charges may be higher over the life of the loan. Fees and interest rates also need to be considered when calculating if your new mortgage will save you money over the entire life of the loan. Your licensed CrossCountry Mortgage loan officer can help you do those things as well, so start the conversation today and find out which refinancing option is right for you!