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— Costa Mesa-based Secure One Capital Wholesale Lending has announced its intention to host a charity golf tournament to benefit Anaheim-based charity, Caterina’s Club. Event co-chair Gary Nakamura stated, “The helicopter ball drop is especially exciting because anyone in the world may buy a chance since you don’t have to be present to win,” adding, “Heck, even the astronauts on the International Space Station could win. This tournament is the wholesale division’s first major event, bringing together brokers, loan officers, Realtors, account executives, and companies, which provide mortgage and real estate services. There are many sponsorship opportunities available from hole sponsorships all the way up to major sponsorships including the $25,000 helicopter ball drop to awards dinner sponsorship.

This is a bold move for the 21 year old company, but according to Secure One Capital’s COO, Ryan Marier, “We are building and expanding our business, while our competitors have started to shrink their work force and product offerings. One Capital is notable in the local mortgage market, due to their policy of not adding lender overlays, which means that they will fund loans based on the FHA / VA guidelines with credit scores all the way down to 500. Some borrowers experience a life event, such as a job loss, short-term disability, etc., which causes their credit scores to drop below the threshold set by many lenders,” stated Marier, adding, “These are good people, who still have the ability to qualify for a loan via strong debt to income ratios, plus other compensating factors, which make them a good borrower One Capital also offers HARP (Home Affordable Refinance Program) and Open Access; both programs are designed to help home owners with high loan to value ratios (typically in excess of 80% LTV) to refinance without adding mortgage insurance.

Jack Williams, past president of the California Association of Mortgage Brokers, acknowledges Moss and his training program stating, “The course has excellent content that not only emphasizes the loan origination process, but ethics and compliance. Jim Pate, CEO of Secure One Capital, offered his views on the current state of the mortgage business and the advantages of adding a talent like Moss to their team. One Capital offers a wide range of mortgage products from FHA to VA, reverse mortgages to conventional fixed rate and adjustable rate mortgages. They also have revived the very popular interest only loan program and HARP (Home Affordable Refinance Program), which helps home owners with loan-to-value rations exceeding 80 percent to refinance without mortgage insurance.

Capital NO. 1132 on its 35th annual Inc. 5000, the most prestigious ranking of the nation’s fastest-growing private companies. We have aspired to accelerate our growth since landing on the list last year and to be included in this list is thrilling Reaching a 342% three-year growth rate is a direct result of our ability to adapt in today’s ever-changing market coupled with our capacity to solve the most pressing challenges facing organizations. One Capital’s knowledgeable licensed Family Mortgage Planners have decades of experience that allows them to adapt in a rapidly changing market and guide borrowers into the best loan program for their financial goals.