The Reluctant Credit Guy

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The Reluctant Credit Guy is dedicated to helping navigate the sometimes murky world of personal finance including mortgages, loans, credit and investing.

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Categories
  • Careers
  • Family and Relationships
  • Healthy Living
  • Personal Finance
  • Financial Planning
  • Personal Debt
  • Personal Investing
  • Real Estate
  • Apartments
  • Real Estate Buying and Selling
  • Shopping
Highlights
Should You Buy Stocks on the Dip Caused by the COVID-19 Market Crash?

I wanted to write a quick review of a great new product I came across called Stockpile because I think it offers something new and ... Store Browse the Reluctant Credit Guy store to find books and other items to help you on your personal finance journey. Update September 7, 2017 News today about a massive data breach at Equifax affecting personal info of 143 million customers  http://money.cnn.com/2017/09/07/technology/business/equifax-data-breach/index.html The RCG Mortgage Calculator can calculate a number of unknown values including affordable home price, monthly loan payment or percentage of cost available as down ...

Reluctant Credit Guy

I wanted to write a quick review of a great new product I came across called Stockpile because I think it offers something new and ... Store Browse the Reluctant Credit Guy store to find books and other items to help you on your personal finance journey. Update September 7, 2017 News today about a massive data breach at Equifax affecting personal info of 143 million customers  http://money.cnn.com/2017/09/07/technology/business/equifax-data-breach/index.html The RCG Mortgage Calculator can calculate a number of unknown values including affordable home price, monthly loan payment or percentage of cost available as down ...

Attention Fellow Personal Finance Bloggers!

I wanted to write a quick review of a great new product I came across called Stockpile because I think it offers something new and ... Store Browse the Reluctant Credit Guy store to find books and other items to help you on your personal finance journey. Update September 7, 2017 News today about a massive data breach at Equifax affecting personal info of 143 million customers  http://money.cnn.com/2017/09/07/technology/business/equifax-data-breach/index.html The RCG Mortgage Calculator can calculate a number of unknown values including affordable home price, monthly loan payment or percentage of cost available as down ...

Think You're Ready to Buy a House? Here's 4 Signs.

If these questions make you squirmy, the idea of looking five years into the future still feels a little too far ahead for you to grasp, or you still want to see where life life takes you, you may want to consider renting for a bit longer or thinking about a for-a-few-years home vs. a forever home. Not only is there a monthly mortgage payment to consider, which will likely be more than your current rent check, but prospective home buyers need to be prepared to come up with a sizable down payment, shoulder a portion of the closing costs, and have the dough to take care of any necessary repairs. This may include details like your preferred location, an ideal number of bedrooms and bathrooms, a target sale price, or any specific must-have features like that perfect picture window view. If you have a strong idea of your must-haves and can’t see that changing in the near future, and the above signs sound like you, you may just be ready to take the plunge into home ownership.

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