Physician on FIRE
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Financial Independence. Retire Early. I created a blog to educate and entertain fellow physicians and other people who may have similar circumstances.
Technically, I averaged nearly two million calories a day, but for some reason, we’ve abbreviated kilocalories to “calories,” so I’ll stick with the accepted nomenclature. I found that a lunch of 600 to 800 calories and a dinner of 800 to 1,000 calories (with 150 calories of that being my daily 14 ounce serving of skim milk) was enough to satisfy my stomach without feeling overly full. I would guesstimate that this was a 20% to 30% reduction as compared to my normal daily intake that has kept my weight steady in the mid-to-upper 160s that I’ve been living at for most of the last two years since my last intentional weight loss two years earlier. Since one serving of beer is about 150 calories, and I usually consume something close to my self-imposed limit of 60 over a span of up to 24 days in a month (after subtracting a sober week), that’s about 9,000 calories that I didn’t consume over this weight-loss stretch.
Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy. Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing. If you’re already a member, join us at Physicians on FIRE (again, physicians only) and comment on the Curizon post announcing last month’s winners. While we would have loved to extend our trip and made it further south and/or east, it’s been quite some time since our kids’ knowledge base has been assessed, and we’re eager to know if our efforts on the homeschooling and worldschooling fronts have been effective.
It’s a real estate investment strategy that people love to use, and here’s what it stands for: Yes, good investments can be difficult to discern, but that’s why it’s important to learn how to evaluate properties and work with real estate numbers. It’s one way to help you grow and build a portfolio of rental properties without having to continually save up a large amount of capital. This is an example using a smaller property, but people buy multifamily properties all the time with this method using large numbers, cash out refinance, and use the funds to purchase the next property.
If you ever decide to revamp your website’s visual appearance, add new functionality or make other technical changes to your website, you will likely need the help from your web designer, so it would be a good idea to ask your web designer about their availability and fee schedule for future updates. A web design company that uses their own proprietary platform usually charges high monthly fees for hosting – typically anywhere from $85 to $150 per month based on our analysis of multiple platforms and vendors as of 2020. To minimize your ongoing website maintenance expenses and to retain the ownership of your website, you will need to register your own hosting account with a reputable website hosting company (see our WCI article for hosting recommendations), find a web design company that uses a nonproprietary platform such as WordPress, and have them set up your website on your hosting account. an initial fee to build a custom website on a proprietary platform, the cost of writing custom content, a high monthly fee ($85-$150 on average) for hosting your website with the web design company, and fees for any future updates – whether monthly, on-demand, or both.