Retire By 40

In the US, as an immigrant working on a visa, you can’t switch jobs easily since every new employer needs to file papers with USCIS to get another working visa for you. Even if you never work in a Tier 1 company, you will still have plenty of career options in either engineering, management, or support and can achieve Financial Freedom comfortably. Many people don’t think I’m “retired” because I blog a few hours per day, and I’m a stay-at-home dad. My first job in the US offered a 100% 401K match, yet I never contributed anything to my 401K. I never truly embraced Financial Freedom and how it enables one to stop trading time for money until an event in my working career helped reshape my beliefs.

*FIRE is short for financial independence, retire early One recurring misbelief is that you need to live extremely frugally to achieve FIRE. New FIRE initiates often learn they can achieve financial independence in less than 20 years if they save 50% of their income. The FIRE initiates would review their monthly cash flow and then figure out that the easiest way to quickly boost their savings is to live extremely frugally. They get tired of living extremely frugally, give up FIRE, and tell people they don’t want to live frugally forever.

Hey everyone, I’m having a hard time adjusting back to the routine after spending 6 weeks in Thailand. So today, I’ll just write a short post about happiness. They say if you smile and act like a happy person, you’ll Of course, this probably won’t work if you have some underlying problems.

’s kind of like early retirement. I ordered room service one last time – fried chicken wings! If I stay in Bangkok for a few days, I’ll have to quarantine at home for 14 days in Chiang Mai. Also, I didn’t have to cook and do all sorts of errands like when I’m home.