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: Acknowledge a Higher Power and Ask for Help, if you are feeling overwhelmed, ashamed, burdened and afraid, you probably don’t have enough energy left over for finding solutions! : Acknowledge a Higher Power and Ask for Help, if you are feeling overwhelmed, ashamed, burdened and afraid, you probably don’t have enough energy left over for finding solutions! The Power of a Personal Inventory: “Without a continuous practice of self-reflection, life becomes an unconscious pattern of re-enacting childhood trauma, misdirected anger, and harmful bias. “One way to do an inventory is to list memories of people; institutions or organizations; principles, ideas, or beliefs; and events, situations, or circumstances that trigger positive and negative feelings (including sadness, regret, anger, resentment, fear, bitterness)…

Kathy shared that her view of her Higher Power is One who wants to care for her because He/It loves her and wants what’s best for her. * Kathy shared that her view of her Higher Power is One who wants to care for her because He/It loves her and wants what’s best for her. It’s hard for people to know the love of God, which is so empowering. It’s hard for people to know the love of God, which is so empowering.

Over this past summer I decided that the I HATE Budgeting (But I Like Having Money) Aside from shopping or gambling, it could manifest as addiction to checking your balances, constantly worrying about money, avoiding dealing with money, nagging your spouse/partner, giving too much to others or some other troubling behavior which may not be wrong, but may not be healthy. We may ask for clarity, hope, patience, peace, guidance, wisdom, truth, tools, people/connections/relationships, and healthy boundaries (to know the difference between helping and enabling, so we can share our financial resources but not give to the point where it threatens our financial security). I also offer the 12 Steps as a year-long personal financial coaching program called Financial Freedom Makeover.

support group was started because I realized there were support groups for some people to help with some challenging aspects of life (alcohol, drugs, overeating, gambling) but there really wasn’t anything for money, and that’s something we all have to deal with, every day. I admit, I struggled with this concept of powerlessness when so much of my work is to help people feel empowered about their finances (my tag line, blog and book feature this word). : The group identified a couple major themes with this step including surrendering (because you won’t seek or ask for help until you do) and knowing what you can and cannot control (along the lines of the Serenity Prayer). Powerlessness doesn’t mean avoidance or obsession: It is my observation that when people feel powerless with money they either obsess and become super controlling or they avoid it altogether (i.e. don’t open bills/statements); “all-or-nothing”-ness.