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Perlu Network score measures the extent of a member’s network on Perlu based on their connections, Packs, and Collab activity.

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7 Powerful Morning Hacks For a More Productive Workday

John D. Rockefeller and Henry Ford didn’t need to worry about setting boundaries around checking their smartphones, but looking to the routines of highly productive geniuses of the past will help you with your own efficient set of morning habits. Whether your routine just needs an update or you’re in for a total overhaul, these seven hacks can help: It may sound tedious to lay out a fresh outfit or preset your coffeemaker (especially if you take a queue from Beethoven and count exactly 60 beans to grind for your first cup). Groggy minds don’t have the best sock-matching abilities, and things tend to take longer when you’re still acclimating to the start of a new day. While some people simply can’t execute anything effectively until they’ve had some time to warm up, others might revel in the clean slate of the day as the perfect time to knock out a to-do list item.

How to Choose a Monthly Budget Spreadsheet

Rather than an offline Excel sheet, look for a web-based template that is built to be flexible and is easy to adjust. No matter which tactic or approach you use to put together your budget, personal finance experts like Suze Orman and Dave Ramsey all agree that keeping track of your expenditures in real-time, as they happen, is one of the best ways to stick to your budget. Look for a sheet that you can both easily read AND update on your phone – much easier than printing out your workbook and making notes throughout the day or saving all of your receipts and tallying up your purchases at the end of the day, week, or month. Look for features to help you keep your budget sheet simple, like hierarchy to organize your different expenditures all within one sheet, rather than a workbook with multiple tabs or an app with multiple categories.

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