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Between time off for my husband meaning reduced overtime pay, gift giving, travel, and the other things that seem to magically arise during any time of financial stress I can say for sure that we are not where we wanted to be at the end of this year. We have a credit card that we have sworn to use as “debit” only, in the way that we only spend what we have to earn the points and then pay in full setting aside each and every purchase in a special savings fund. I am ashamed to admit that this month will be the first time that we have not honored that and it is a source of great stress knowing that I won’t have enough to pay the entire balance when the due date arrives. That’ll also help when those great deals arise so you can have your gift shopping done well in advance and also be saving yourself some last minute holiday stress next year!

So as I’m looking into what I could do to salvage the mess I’d made and return Sophea’s confidence in her skill level, I had a fortuitous inbox message from an online learning company that has recently expanded to the US called Smartick. The founder of Smartick, engineer Daniel González de Vega, was inspired to begin his world-class company when he discovered that the methods being used to teach math were not helpful for his sister. Now, many years later, Smartick works with leading researchers to ensure their approach is not only sound, but supplies the best possible approaches to building your child’s intuition about math. Smartick is a completely unique online method that ensures each student’s understanding of mathematics, accelerates their learning, and develops their maximum capabilities.

When I am looking for a good blog to read sometimes I head over to Pinterest. Nerdy Thirty Birthday Party by Sarah Westover McKenna from Bombshell Bling. A Message From Your Monster Child: Strong Souls Not Monsters from Build Family Connection. How to Get Unstuck in Life from My Think Big Life.

Here are a few tips to give your kids the extra edge this year when it comes to avoiding any illnesses their friends and classmates are bringing in with them to school. and I’ve let my kids know that although hand sanitizers will do in a pinch, they should still be washing their hands before meals and any other time that germs might run amok. Our local schools allow water bottles to be left in the school and sent home monthly for cleaning. I also ask my children not to share water bottles with other children and to use care with hand washing when a child in their classroom is not feeling well.