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’s been a while since I mentally visited some of the wider themes – living for today versus tomorrow, how to best spend 8am to 11pm, and on – and despite my rhetorical posturing for debate purposes, the pushback from The Accumulator gave me plenty to think about. The problem with treating every year (or week, or hour) as something you’re supposed to put to use is that you end up living permanently focused on the future. I used to be silly with money, but with Hare Krishna I’ve learned self-control – Guardian …while Robin Powell says that at the least ESG fans should keep costs low – Humble Dollar Negative interest rates aren’t such a departure, after all – Bloomberg – CFA Institute Dominic Cummings is hiring and I admit it’s one of the most appealing job adverts I’ve ever read – Dominic Cumming’s blog Economics:

Warning: Brexit. My house, my opinion

Note: We’ve been having a few technical SNAFUs in the past few days, which included emailing an unfinished draft of this article at the weekend. Apologies! Heads would roll if they weren’t our heads… The 4% rule does not work as advertised

The UK pension system is well-funded by international standards, and auto-enrollment means our level of pension assets is increasing faster than elsewhere. The US market doesn’t look that outrageously expensive – via Business Insider Pension Partners: 80% of ETF assets are managed by three companies – via Twitter End of the line for Nationwide’s Some thoughts on a seed investment gone right – Points and Figures Lessons learned on successful start-up growth from an AirBnB insider – Medium A shambles on which the sun never sets: How the world sees Brexit – Guardian The United Kingdom has gone mad – New York Times Anger and frustration: How Brexit is affecting our mental health – Guardian Nicola Sturgeon notes Jacob Rees-Mogg’s hypocrisy about our EU power – via Twitter Brexit’s macho drama queens set to be knocked out by reality – Guardian Eat Well for Less by Jo Scarratt-Jones- £1.99 on Kindle