Mortgage Capital Trading - MCT

MCT Whitepaper: Strategies for Credit Unions to Add Value to Members Fill out the form to download Strategies for Credit Unions to Add Value to Members. In this white paper, Mortgage Capital Trading (MCT) presents actionable strategies that are designed to reduce expenses and increase revenue to help Credit Unions ultimately provide more value for members. Mr. Ianni’s consultative approach has assisted his clients in areas such as market penetration, product, and pricing specific solutions, investor guidelines, mortgage technology, operational improvements and efficiencies as well as hedging management.

Long-term 30-year yields have risen to 2.304%, the 10-year is currently yielding 1.57%, and the Fannie Mae 30-year current-coupon spread to the 5/10-year blend tightened to +70. According to data published by Freddie Mac, U. S. 30-year home mortgage rates rose to 3.02% from 2.97%. Despite the 10-year selling off 15bps, the 30-year 1.5%, 2% and 2.5%, all ended the week outperforming their Treasury hedges. All are prime targets of Fed buying, with almost 70% of the bank’s $31.6 billion of mortgage purchases this week concentrated in just those coupons, according to data from the New York Fed.

With the help of MCT, Doorway Home Loans was able to increase the profitability of their MSR Sale by $1.5 million and leverage MCT’s market guidance to help them quadruple in size in 2020. MCT’s consistent client communications, like client webinars and MarketFlashes, also helped Doorway Home Loans through the turbulent market. – MCT’s MSR Services team provides a wide array of MSR software and services to help clients achieve their goals. – MCT’s Hedge Advisory services provide innovative software and critical guidance for navigating market volatility.

How pipeline hedging is used to mitigate market risk Operational changes needed to move from best efforts to mandatory loan sales View our post, Introduction to Mandatory Loan Sales, to Learn More about this Topic “ Since implementing pipeline hedging and best execution loan sales with MCT, First Bank has realized a total net profitability increase of 52 basis points Mr. Ianni has more than 30 years of experience in secondary marketing, operations and sales management working with all types of lending organizations. Mr. Ianni’s consultative approach has assisted his clients in areas such as market penetration, product, and pricing specific solutions, investor guidelines, mortgage technology, operational improvements and efficiencies as well as hedging management.