Sarah Brumley
Lemon Blessings is a family-oriented finance, household, and relationship blog that focuses on providing practical strategies for busy families.
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Sarah Brumley is a writer and former English and History teacher with a desire to provide everyday families with practical and uplifting tools and strategies for simplifying their lives. When she’s not writing, Sarah enjoys spending time with her husband, pre-teen daughters, and three cats. Lemon Blessings offers a fresh outlook on topics including, but not limited to: budgeting, goal setting, saving, debt management, household organization, cleaning tips, and family relationships.
Today’s episode is the second in our series, Your Budget, Simplified. My hope is that by the end of the episode, you’ll have a clear picture of your own debt situation and a plan going forward. Out of the blue, there’s a death in the family, your roof leaks, and your only mode of transportation needs major repairs. Despite having that perfect budget, you are now looking at sacrificing the money you spend on daily living and groceries in order to get to the funeral, repair the roof, and get your car to the mechanic.
A savings fund is simply a line item that carries over from month to month, with the money accumulating until it’s needed. A savings fund is simply a line item that carries over from month to month, with the money accumulating until it’s needed. Even if you do choose to purchase a few clothing items brand new, you never know when you’ll need a sweet blue onesie to complement those overalls that didn’t have a matching top. Note: Having a registry in place is great for tracking purposes, but it also makes it easy to share with family and friends when they ask what you still need or want.
It’s not easy to make a decision to change your finances. Suddenly, it looks like a better idea to simply give up and go back to the way things were. The truth of the matter is that if you want to make a change in your finances, creating a budget is a good starting point. Today’s episode will discuss those five practical and implementable steps we all need to take in order to be successful in making our financial goals a reality.
By the end of today’s episode, my goal is that you will know exactly how to evaluate your income and expenses before you begin a budget. By using the steps I’m going to share with you, you’ll I’ve walked hundreds of folks through these steps successfully, and I know the same can be true for you. In fact, depending on where you currently stand with your finances, you might feel nervous, sick to your stomach, or even just ready to turn this podcast off because…is it really worth it?