The Thrifty Issue
Sharing ways for Aussie mums to make and save money!
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The Thrifty Issue is one of Australia's top finance sites aimed at empowering women through financial independence. Sharing ways to make and save money, 95% of our audience are Aussie mums aged 25 to 45.
Kylie Travers personally went from homeless single mother to multiple international award-winning CEO, author, speaker and charity ambassador. She shares all her tips on how to make and save money, products and services she uses plus insight into her personal life.
Our audience is highly engaged and trusts Kylie implicitly as we only promote things Kylie personally uses or trials and can endorse.
This time, Aussies can expect to be whacked with an extra $127 a year on average for a family policy and an extra $60 a year on average for a singles policy. Thanks to the Medicare Levy Surcharge (MLS), if you don’t have private health insurance and have a taxable income over $90,000 as a single or $180,000 as a couple, you could pay as much as an extra $900 a year in tax. For example, if you’re young and healthy you might not want to keep things like hearing aids on your policy or if you’re not planning a baby anytime soon, then removing obstetrics from your cover could save you quite a bit of money. There are health insurance comparison services available like iSelect who can compare other policies for you and who may be able to find a suitable level of cover for you from their range of providers at a cheaper price*.
Purchase price $2,000 per year (based on a $20,000 car kept for 10 years and spread over that time. However, if you get a loan to pay for this, at 10% it will cost you $31,700 for the 10 years or $3,170 per year). $1,000 to $1,500 average Insurance $1,000 Maintenance and repairs $1,000 or so Roadside assistance $200 or so Cleaning $100 So you will need $15,000 over 10 years or $1500 a year to be able to pay cash for your next car instead of a loan.
There is no doubt that with crippling credit card bills and student loans, saving is not an option for most people, especially young professionals. Take Personal Loans with the Lowest Interest Rates Whether you are planning to start a business or are planning to pursue higher education, you may have to seek personal loans. In addition to this, virtual credit cards, such as Money Me, offer interest-free terms on credit card bill payments. You can make use of such deals to lower the interest you pay to the credit card company.
It’s been a tradition for some time now and my daughters look forward to it all week. Look up free camping spots in your area and head out for a weekend. Some offer free entry or free days and you just have to pay for special visits. One of our favourite activities, along with scuba diving and free diving (but free diving takes practice as you are holding your breath).